Eliot Jacobson

Eliot Jacobson

UC Santa Barbara




Retired professor of Mathematics and Computer Science. Retired consultant for the casino industry.


An Excel spreadsheet programmed in VBA is presented that performs certain combinatorial calculations to determine the house or player advantage on a number of common baccarat wagers. The spreadsheet allows the user to input any number of decks and a custom number of cards of each rank. The spreadsheet allows for real-time tracking of the house or player advantage. Additionally, this spread sheet allows for risk analysis on completed shoes by manually inputting the cards played and wagers. Various statistical tests are conducted and flags are presented to indicate possible cheating or advantage play.

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